Key Trends in Life Insurance and Annuity MarketsKey Trends in Life Insurance and Annuity Markets

Analysts and rating agencies generally view the life insurance industry outlook for 2016 as relatively stable, characterized by strong balance sheet fundamentals, stable operating performance and modest growth.

Within this framework, significant developments are occurring that will impact the pricing and performance of life insurance and annuity products. Professional advisors, and especially fiduciaries, have a responsibility to be aware of these developments and to evolve their own perspectives as they counsel clients on the potential utility of the various forms of annuity and life insurance policies available in the market.

Here are some of the key trends in the life insurance and annuity markets. 

Higher Pricing

Persistently low intere...