As for the new name, we'll see. Don't assume everyone who made it at AF pitches junk.Remember, they gave you a start - nice that somebody trains new advisors. Also, the grass is always greener.   I wear my jeans and golf shirt whenever I feel like working - went to one company compliance meeting this year, and take down about 60% of GDC net-net.   A lot of people think we should not be in Iraq, but it is too early too judge history, or the name Ameriprise. Who gives a rip about the person named "Lynch" or "Jones" or "Edwards". I'll take my mass affluent any day.