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Ryan W. Neal is an associate editor for WealthManagement.com. Originally from Sacramento, Calif., Ryan studied English and philosophy at UC Santa Barbara and found his way into journalism. After spending a few years in the Colorado Rockies as a freelance writer and full-time snowboarder, Ryan moved to New York to earn a master’s degree in journalism from Columbia University. He’s written for The Santa Barbara Independent, Sacramento News & Review, Forbes Sports Money, International Business Times, Newsweek, Motherboard and Mic.