More in Retirement Planning

Apr. 9, 2013

Article

Trusts & Estates

Roth Conversions Are More Attractive Under ATRA

Bruce D. Steiner discusses how the ATRA has made Roth conversions more attractive...More
Mar. 18, 2013

User Submitted Content

Real Estate Income Strategies for Retirees

Retirement is a critical point in the financial history of every American, and oftentimes one of the most anxiety ridden for most individuals....More
Mar. 8, 2013

Article

REP.

Testing Two Retirement “Truisms”

The consequences of living longer and a fragile social security system on real world retirement plans are more significant than you think....More
Feb. 26, 2013

Commentary

REP.

Defining Retirement 1

"Retirement income" means different things to different players along the financial advisory value chain, and that creates confusion around the concept. Dennis Gallant and Howard Schneider sort out the mess....More
Feb. 20, 2013

Article

REP.

Clocking Out: Tax Planning for Clients Near Retirement

You have a narrow window to make tax-cutting moves for those on the cusp of retirement....More
Feb. 19, 2013

blog

The Pope's Monthly Retirement Payment: Not So Gaudy

Our Assistant Managing Editor Diana Britton posted a note about how Saturday Night Live spoofed Pope Benedict XVI's visit to a financial advisor to discuss his retirement package. What is so interesting is how rarely popes retire. The 85-year-old Joseph Ratzinger will, according to foreign press accounts be paid 2,500 euros a month....More
Feb. 19, 2013

blog

Via SNL: What If the Pope Went to a Retirement Advisor

Take a coffee break and watch this SNL sketch for some comic relief—a commercial for “Papal Securities," the financial planning firm for popes....More
Feb. 14, 2013

User Submitted Content

ING U.S. Study Underscores Importance of Making a Long-Term Commitment to Retirement Readiness

While most of our thoughts are on candy and roses this Valentine’s Day, findings from an ING U.S. Retirement Research Institute consumer study1 demonstrate the importance of making a life-long commitment to retirement savings, regardless of one’s involvement in a committed personal relationship....More
Feb. 8, 2013

Article

REP.

What’s a Safe Withdrawal Rate in Retirement?

What’s a safe withdrawal rate in retirement? For years, the rule-of-thumb answer has been 4 percent, adjusted annually for inflation. But a growing number of financial planning experts are re-thinking that number....More
Jan. 28, 2013

Article

Trusts & Estates

Sixteen Examples of Qualified Charitable Distributions from Individual Retirement Accounts

Michael J. Jones offers some examples of how QCD transition rules operate in the wake of the American Taxpayer Relief Act...More
Jan. 21, 2013

blog

Nice Speech, Obama. Shame about the Facts: What's an FA to Do, Planning-Wise?

Yes, I am reaching back into the archives on this argument, but the point is still valid: If you have clients who are expecting their DB plans to come through during retirement or, heaven forbid, rely upon social security, whew!...More
Jan. 16, 2013

Article

REP.

DOL’s Fiduciary Proposal Presents Renewed Threat to Securities Industry

SIFMA expects a DOL fiduciary proposal in the second quarter of this year, renewing the industry’s concern over the possible legislation which the organization says is contrary to the SEC’s....More
Jan. 11, 2013

Article

REP.

Here Come the Boomer Biz Owners

There are 12 million baby boomer business owners, and they’re about to retire. Trillions of dollars may be on the table for advisors able to help them transition....More
Jan. 8, 2013

Article

Trusts & Estates

A Break in the Clouds

Michael J. Jones reflects on the developments in the retirement benefits community in the last year...More
Jan. 7, 2013

Article

Trusts & Estates

A New Twist On an Old Election

Michael J. Jones describes some of the new rules that apply to tax-free qualified distributions from individual retirement plans....More
Jan. 2, 2013

Article

REP.

Mapping the Medicare Maze

Advisors can shed some much-appreciated light on this crucial but confusing program....More
Dec. 14, 2012

Article

REP.

How Much Insurance Do Retirees Need?

Usually more than they have now. Under-insurance is an especially acute problem with retired and pre-retirement clients....More
Dec. 4, 2012

Article

REP.

Are We There Yet? No, But FAs Can Help. In Search of Retirement Income

Many advisors mistakenly believe that retirement income clients are a diminishing asset, not recognizing that these clients tend to consolidate investments and to be more loyal....More
Nov. 19, 2012

article

REP.

Retirement Planning Pushed Aside As People Lower Expectations

People spend more time planning vacations than working on retirement saving strategies, even as they lower expectations for post-work lifestyle....More
Nov. 14, 2012

Article

Trusts & Estates

Taypayer Runs Afoul of Early Distribution Rule

The Tax Court recently addressed whether a taxpayer must pay an additional 10 percent income tax on distributions he received from his qualified retirement plans, despite the fact that the funds were subsequently used to pay court-ordered alimony to the taxpayer’s former spouse....More
Nov. 9, 2012

Article

Reuters

Planners Now Regard Affluent Gay and Lesbian Clients as an Important Growth Market But It’s a Time of Rapid Change.

Financial planners see affluent gay and lesbian clients as an important growth market. But the LGBT community faces unique financial planning challenges – and the ground is shifting rapidly, especially where same-sex couples are concerned....More
Nov. 5, 2012

Article

REP.

Lawsuit Settlement Is a Game-Changer for Long-Term Care Coverage

Medicare recipients will find it easier to get coverage....More
Nov. 4, 2012

blog

Baby Boomers Are Pushing Off Retirement for 5 Years, says BoA Merrill Lynch 1

...More
Oct. 12, 2012

Article

REP.

Helping Clients with Medicare Plan Shopping - a Missed Opportunity for Many Advisors

Are you gearing up to help your retired clients with the annual autumn chore of shopping Medicare plans?...More
Oct. 1, 2012

Article

REP.

Dowling & Yahnke Wealth Management

Dale Yahnke remembers a time in 1998 when his RIA firm was at about $175 million in assets, and he and his partner were just too busy to take on any new clients. So they hired Paul Temby, an MBA graduate, a CFP, and CFA (not to mention that he speaks four languages). The phones kept ringing, with clients continuing to ask for Yahnke, until one day, one client asked for Temby....More