Retirement Planning http://wealthmanagement.com/taxonomy/term/6605/more en Contributions to IRAs and CESAs http://wealthmanagement.com/retirement-planning/contributions-iras-and-cesas <div class="field-deck"> Postmark stamp on letter of authorization is determinative </div> <div class="node-body article-body">In this PLR, the IRS ruled that a taxpayer who submits a letter of authorization (LOA) to make a contribution to an existing IRA or CESA is deemed to have made a contribution on the last day of the preceding taxable year, so long as the LOA is postmarked or transmitted within the time prescribed by law for filing the taxpayer’s tax return.</div> <div class="og_rss_groups"></div><p><a href="http://wealthmanagement.com/retirement-planning/contributions-iras-and-cesas" target="_blank">read more</a></p> http://wealthmanagement.com/retirement-planning/contributions-iras-and-cesas#comments Retirement Planning Tue, 16 Sep 2014 14:58:00 +0000 654941 at http://wealthmanagement.com Copyright Win McNamee, Getty Images Sizing Up a Client’s Lifespan http://wealthmanagement.com/insurance/sizing-client-s-lifespan <div class="field-deck"> Advisors should assume clients will live to at least 90 when they set up retirement plans using insurance and investment products </div> <div class="node-body article-body">Actuary tables are a useful place to get an idea of a client’s life expectancy for planning purposes. But if your clients are healthy, rich, urban and educated, add at least ten years to the number.</div> <div class="og_rss_groups"></div><p><a href="http://wealthmanagement.com/insurance/sizing-client-s-lifespan" target="_blank">read more</a></p> http://wealthmanagement.com/insurance/sizing-client-s-lifespan#comments Insurance Estate Planning Retirement Planning Tue, 16 Sep 2014 13:20:00 +0000 654761 at http://wealthmanagement.com Image courtesy The Commons/The U.S. National Archives Help Your Clients Protect Their IRAs http://wealthmanagement.com/retirement-planning/help-your-clients-protect-their-iras <div class="field-deck"> If your clients own IRAs, a recent Supreme Court decision may have put their estate plans at risk </div> <div class="node-body article-body">Matt McClintock highlights a recent Supreme Court decision that could have a major impact on your clients' IRAs.</div> <div class="og_rss_groups"></div><p><a href="http://wealthmanagement.com/retirement-planning/help-your-clients-protect-their-iras" target="_blank">read more</a></p> http://wealthmanagement.com/retirement-planning/help-your-clients-protect-their-iras#comments Retirement Planning Public Mon, 15 Sep 2014 13:39:00 +0000 653231 at http://wealthmanagement.com Copyright Win McNamee, Getty Images Is Active Management Dying? http://wealthmanagement.com/asset-management/active-management-dying <div class="field-deck"> Active management once reigned supreme, but flows to active funds are now slowing. Is there still a role for active investing? </div> <div class="node-body article-body">Active management once reigned supreme, but flows to active funds are now slowing. Is there still a role for active investing?</div> <div class="og_rss_groups"></div><p><a href="http://wealthmanagement.com/asset-management/active-management-dying" target="_blank">read more</a></p> http://wealthmanagement.com/asset-management/active-management-dying#comments Asset Protection ETFs Mutual Funds Asset Management Retirement Planning Fri, 12 Sep 2014 13:00:00 +0000 651161 at http://wealthmanagement.com adrian825/iStock/Thinkstock Planning for the Self-Employed Client http://wealthmanagement.com/retirement-planning/planning-self-employed-client <div class="field-deck"> These six steps can help older clients who stop working for others and start working for themselves. </div> <div class="node-body article-body">These six steps can help older clients who stop working for others and start working for themselves.</div> <div class="og_rss_groups"></div><p><a href="http://wealthmanagement.com/retirement-planning/planning-self-employed-client" target="_blank">read more</a></p> http://wealthmanagement.com/retirement-planning/planning-self-employed-client#comments Asset Protection Client Relations Marketing Retirement Planning Mon, 08 Sep 2014 13:41:00 +0000 647601 at http://wealthmanagement.com Comstock Images/Stockbyte/Thinkstock A Landmark Law at 40: How Well is it Protecting Workers' Retirements? http://wealthmanagement.com/retirement-planning/landmark-law-40-how-well-it-protecting-workers-retirements <div class="node-body article-body">Every American who has retired with economic security - or hopes to - should know these two dates in our history: August 14, 1935, and September 2, 1974.</div> <div class="og_rss_groups"></div><p><a href="http://wealthmanagement.com/retirement-planning/landmark-law-40-how-well-it-protecting-workers-retirements" target="_blank">read more</a></p> http://wealthmanagement.com/retirement-planning/landmark-law-40-how-well-it-protecting-workers-retirements#comments Retirement Planning Wealth Planning Tue, 02 Sep 2014 12:00:00 +0000 643101 at http://wealthmanagement.com Why 'Unretirement' Might Be Your Best Retirement Strategy http://wealthmanagement.com/retirement-planning/why-unretirement-might-be-your-best-retirement-strategy <div class="field-deck"> Developing skills that can help you earn income well past traditional retirement age offers a better return on investment than any financial instrument </div> <div class="node-body article-body">Chris Farrell has a hot retirement investing tip for you, but it's not a stock or bond.</div> <div class="og_rss_groups"></div><p><a href="http://wealthmanagement.com/retirement-planning/why-unretirement-might-be-your-best-retirement-strategy" target="_blank">read more</a></p> http://wealthmanagement.com/retirement-planning/why-unretirement-might-be-your-best-retirement-strategy#comments Retirement Planning Investment Thu, 28 Aug 2014 12:00:00 +0000 640291 at http://wealthmanagement.com Copyright Bill Pugliano, Getty Images One Lump Sum or Small Payments? http://wealthmanagement.com/retirement-planning/one-lump-sum-or-small-payments <div class="field-deck"> Soon-to-be retirees should be careful when deciding how to take money out of a pension account. </div> <div class="node-body article-body">Soon-to-be retirees should be careful when deciding how to take money out of a pension account. </div> <div class="og_rss_groups"></div><p><a href="http://wealthmanagement.com/retirement-planning/one-lump-sum-or-small-payments" target="_blank">read more</a></p> http://wealthmanagement.com/retirement-planning/one-lump-sum-or-small-payments#comments Estate Planning Retirement Planning Wed, 27 Aug 2014 13:03:00 +0000 638081 at http://wealthmanagement.com Copyright Vladimir Godnik, Getty Images Industry Insights with Rehmann Financial's Joe Heider http://wealthmanagement.com/wealth-planning/industry-insights-rehmann-financials-joe-heider <div class="node-body video-body">Joe Heider, Regional Managing Principal, Rehmann Financial Group, discusses the best practices for financial advisors working with retiring small business owners. </div> <div class="og_rss_groups"></div><p><a href="http://wealthmanagement.com/wealth-planning/industry-insights-rehmann-financials-joe-heider" target="_blank">read more</a></p> http://wealthmanagement.com/wealth-planning/industry-insights-rehmann-financials-joe-heider#comments Wealth Planning Retirement Planning Tue, 26 Aug 2014 19:45:00 +0000 638881 at http://wealthmanagement.com Social Security Survivor Benefits Simplified http://wealthmanagement.com/retirement-planning/social-security-survivor-benefits-simplified <div class="field-deck"> What you need to know about survivor benefits </div> <div class="node-body article-body">In many cases, survivor benefits can have just as much of an impact as spousal benefits.</div> <div class="og_rss_groups"></div><p><a href="http://wealthmanagement.com/retirement-planning/social-security-survivor-benefits-simplified" target="_blank">read more</a></p> http://wealthmanagement.com/retirement-planning/social-security-survivor-benefits-simplified#comments Retirement Planning Tue, 26 Aug 2014 13:39:00 +0000 638551 at http://wealthmanagement.com zimmytws/iStock/Thinkstock