Insurance en Stress Testing a Premium Financing Deal <div class="field-deck"> It could be a fantastic opportunity, but your clients must understand the risk </div> <div class="node-body article-body">Premium financing has been a hot ticket for some time, especially when yoked to indexed universal life.</div> <p><a href="" target="_blank">read more</a></p> Insurance Public Thu, 25 Aug 2016 19:23:00 +0000 1296691 at State Insurance Regulators Say U.S. Government Ignored Them in MetLife Case <div class="node-body article-body">State insurance regulators in a court brief on Monday said a powerful U.S. council made up of the heads of all the federal financial regulatory agencies disregarded their work when it designated of MetLife Inc. as "too big to fail."</div> <p><a href="" target="_blank">read more</a></p> Industry Legal Insurance Wed, 24 Aug 2016 13:19:00 +0000 1293011 at Copyright Mario Tama, Getty Images Hedge Fund Inroads Weaken Reinsurers’ Catastrophe Defenses <div class="field-byline"> Oliver Suess and Jan-Henrik Förster </div> <div class="node-body article-body">Prices for reinsurance, which primary insurers buy to help them shoulder risks, have fallen in eight of the past 10 years.</div> <p><a href="" target="_blank">read more</a></p> Alternative Investments Insurance Fixed Income Tue, 23 Aug 2016 14:36:00 +0000 1291921 at Copyright Chris Graythen, Getty Images MetLife Lays Out Strategy in 'Too Big to Fail' Court Fight <div class="node-body article-body">MetLife Inc showed how it intends to fight federal regulators' arguments that it is "too big to fail" in a court brief filed Monday.</div> <p><a href="" target="_blank">read more</a></p> Industry Legal Insurance Wed, 17 Aug 2016 13:49:00 +0000 1280671 at Copyright Mario Tama, Getty Images Does Life Insurance Need to Be Held Until Death of Insured? <div class="field-deck"> Most financial advisors aren’t aware that the answer is “no.” </div> <div class="node-body article-body">The message to clients should be that a life insurance policy is an important asset in a client’s portfolio and should be treated like any other asset. </div> <p><a href="" target="_blank">read more</a></p> Life Insurance Insurance Mon, 15 Aug 2016 17:48:00 +0000 1278331 at KatarzynaBialasiewicz/iStock/Thinkstock Help Clients Avoid an Insurance Calamity <div class="field-deck"> Awareness of what’s happening to a policy is key </div> <div class="node-body article-body">People haven’t always understood (nor do many today) that life insurance policies don’t work like they think they do, and diving crediting rates will tank their policies without sufficient remedial action.</div> <p><a href="" target="_blank">read more</a></p> Life Insurance Insurance Mon, 15 Aug 2016 15:24:00 +0000 1277771 at KatarzynaBialasiewicz/iStock/Thinkstock Brexit Uncertainty Has Wealthy Asians Looking West <div class="node-body article-body">Western real estate, long a favorite of Asian high net worth investors looking to hedge against volatility in their domestic economies, is becoming even more popular. </div> <p><a href="" target="_blank">read more</a></p> Real Estate Insurance High Net Worth Wed, 10 Aug 2016 15:10:00 +0000 1271481 at <p>Money to spend.</p> Copyright VCG, Getty Images Incorporating Insurance Into Your Client's Wealth Protection Plan <div class="node-body article-body">Insurance plays an essential role in not only risk management, but also asset protection. </div> <p><a href="" target="_blank">read more</a></p> Atlantic Trust Asset Protection Insurance Mon, 08 Aug 2016 06:32:00 +0000 1265951 at gzorgz/iStock/Thinkstock MetLife to Reduce Costs 11%, Cut Jobs as Rates Hurt Returns <div class="field-byline"> Katherine Chiglinsky </div> <div class="node-body article-body">MetLife Inc., the largest U.S. life insurer, plans to cut expenses by 11 percent as low interest rates squeeze investment income.</div> <p><a href="" target="_blank">read more</a></p> Industry Insurance Fri, 05 Aug 2016 14:49:00 +0000 1265501 at Copyright Mario Tama, Getty Images Truth in Naming <div class="field-deck"> Your client’s expectations may not jibe with insurance policy’s reality </div> <div class="node-body article-body">Calling a heavily term blended contract and all-base contract “whole life” is like calling a Lamborghini and a used minivan “cars.” </div> <p><a href="" target="_blank">read more</a></p> Insurance Public Tue, 02 Aug 2016 19:17:00 +0000 1260271 at Copyright Harold Cunningham, Getty Images