It remains to be seen whether anybody was playing a cosmic joke when Hurricane Wilma was tearing South Florida apart at the same time that President Bush was appointing Ben S. Bernanke to succeed Alan Greenspan as chairman of the Federal Reserve. At the end of January, Bernanke will replace a living legend who has lorded over the financial markets since 1987. This appointment is every bit as important for the American people as the Supreme Court appointments that ignited so much controversy ...

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