I am an ABM for a major wirehouse and need to let some trainees go for failure to meet their production goals. I have heard that when Merrill let several hundred less tenured FAs go in 2008 during the BOA merger, many were released for "failure to meet performance standards"' which in my opinion does not really articulate the fact that at that time it was darn near impossible to meet goals and gather assets at Merrill.I don't want to jeopardize my trainees chances to move on to an independent or bank environment as the production goals are essentially 250K in trailing 12 by year 4 and many are very close. My question is, do indy firms (LPL, Schwab, etc.) really look at the u-5 for this sort of thing (if otherwise clean), and is there a kinder, gentler way to phrase a termination for folks who have done an admirable job in a tough environment...200K in year three is not all that bad.Thanks!!