I thought Envision was sent from the gods no?

Have never heard of anyone using Naviplan at WFC. I would say its highly unlikely they would approve any planning software that is not proprietary i.e. Envision and linked to their system. 

Some of their internal web pages describes Envision as “not a Financial Planning tool, but and Investment Planning tool” and that he Financial Planning Advisory group will do the Naviplan for you and that “some FAs” can do Naviplan under the groups supervision.  Envision doesn’t have the insurance/estate/Trust stuff that is basic in Moneyguide Pro…