Obviously the worst time to be doing this, but I have decided to get back into the financial services as a FA at the beginning of next year. I worked for ML for four years a few years back and have my CFP, ChFC, and am working towrds my CFA. I originally left to take advantage of an opportunity I had available but always had the intention of coming back. My question is for the FA's on this board who have struggled in the beginning like a lot of us what would you do to start out if you had to go about it again. Would you start at a bank to build relationships with existing clients, go the wirehouse route and try to build a book, or really toss the dice as an independant. I would really appreciate any feed back you have.