Did anyone else notice the fine print? Wachovia has the sole discretion to change the deal however and whenever that want. So far, what they have put in print is they are paying for the deal by cutting money market rates and by cutting FC payouts. Looks like this is strike three. So when they were telling us that they were going to take the best from each firm, they forgot to mention that it was what is best for the Wachovia shareholder, not the client or the FC.