Hello, wanted advice from anyone inclined to give it. I had a brief career at Merrill. It was not successfull. Most of the fault lies with me. Without too much detail, a family event took place that resulted in my being admitted to a hospital with a nervous breakdown. I ended up on an LOA in the middle of the training program. Not a good move clearly. Needless to say, I didn't last much longer around there. In all honesty, I would have left anyway. Just not a good fit. I want to get back on the horse but would like to simplify my life. I'm considering Mass Mutual. First, I met with my possible future boss. Super nice guy who seems allot more like a mentor than a Dictator. Second, while I'm liscensed to do it all, I think selling their core product offering will be a little less involved than trying to get min. TOA"s of 250K through the door at Merrill.. Also, the core offering is my "in" to at least have discussions re Retirement/other FA business. Also, their payout programs/incentives seem a little more robust. Finally, I have no problem selling a life insurance policy to everyone I know. They all need it and they may as well buy it from me! I had to pause when it came to trying to get FA business from friends and family though. The drawback is commission only. HOWEVER, one lesson learned is that the presence of a Base Salary is a flawed sense of security. If you're not producing, I don't care if your base is 200k per year, you're gone. If you are producing, you'll make money at either. I guess the real question (the only question) is: Am I a producer or not? Does anyone have experience with Mass Mutual? Good Company? Are they for real or is it just some pyramid scheme where people go around exploiting new guys? I all in 100% this time. Just want to make the right move. Any thoughts would be appreciated.