As I am sure you are aware, the test is changing in about a month. It is increasing the pass rate from 70%, to 72%. However, they are removing municipal securities from the exam but I do not know what they are replacing it with. The rumor I heard, was suitability. I am studying for the 7 with the STC materials that STC says are still good for the exam because the content of what is on the test is still the same minus municipals. Unfortunately for me, I am in a NO FAIL situation. My question to those that have used STC, which chapters in the book should I highlight to really drill down on? I am 5 chapters through the material thus far and am planning on studying the chapter, then taking the topical questions after each chapter. Any guidance is appreciated.