Starting up as a new advisor (with basically no contacts) how long would it take to get to 200,000 in production? I am thinking that 100 - 200,000 accounts would give me 20 M under managment which should produce somthing like that, is that a realistic one year goal? Do people mostly just cold call to build up an initial client base? Or are seminars a good idea? Also, what do you guys think about joining a team? I figure I would be able to get bigger clients, but then I woudn't make as much because it would have to be split right? Normally you would get a percent of the profits, depending on how much you bring in, but if you don't have any business to bring in how would it work?