I have an opportunity to work as a Merrill Lynch FA in a very affluent area. I am not a registered rep yet. I very much want this position but I am worried about the surviving the first two years. I understand the effort that I'm going to have to put in to be successful. I have read post on the number of contacts I have to make and the fact that I need to have $15mil under management within the first two years. What are the specifics for the the first year? How does a new guy attract customers when people ask questions like "How long have you been in the business? How much do you manage?" I know that you can't lie about things like that, so why would anyone want to work with a newbie even if I have Merrill behind me? Is it realistic to start at ML? How good is the training program and how much of my time will be spent learning as opposed to growing my business? If not where is a better place to start? I heard that you don't have to do as much prospecting at Wachovia. Is this true and if so why not? Please I need all the advise I can get. I really would like specifics on the the numbers I have to put up in the first two years. I would as like to know what is required at other major firms, no independents please. If there are any ML FA's new to the business I would love to hear about your experience.