Help: Annuity & Insurance PayoutHi, I am about to start the PMDP program. I had worked for a Insurance based financial services company, and I am bringing a client who needs a minimum of 1 million immediate annuity. I need to know what the PC would be on this product with the following assumptions: A MetLife 1 million SPIA pays 4% gross dealer concession (that would be $40,000 GDC). Does anyone know the approximate PC for this case? I also have the same question for life insurance. Does Merrill pay the same payout (47% for new trainees) for annuities and life insurance?Thank you for your help!