Ok guys, the manager just put in to get me an official offer approved he doesn't imagine it will be an issue and told me to plan on going in next week to sign. Other than a DUI misdmeanor I have no criminal record; but between me doing a job change that didn't pan out and some other stuff. I have a couple late payments on my credit and some small amounts that will soon show on credit to collections(may not show when they pull credit due to delay on credit reporting). I had never been late prior; with my starting training salary at MSSB I will be able to get all of these past dues and collections in check. Does anyone for see these being an issue to fail the bg check?