First post and I come seeking advice and counsel. For the past 12 years I've been successfully sellling Voluntary Benefits to the employees of small businesses. I am well-skilled in creating appointments with the Business Owner then opening, presenting and closing sales as an Independent Producer but in recent months I have: A) become somewhat bored selling 10-dollar-a-week Accident or Cancer or Disability plans to the average Joe and: B) I think I'm well-suited to dealing with a higher level of client. Here's my concern: I'm 61 years old.Yes, I'm fit, healthy, energetic and reasonably bright but even if I go full-bore for, say, the next 10 to 15 years, will I have enough time to build a business that will provide both the immediate annual income and a residual stream that will serve as my "pension fund?" I've already created my "Project 200," but before I go marching into the field while getting trained by a well-respected local group of Financial Advisors, I would very much appreciate any feedback regarding this career path -- particularly at my present age. And believe me.... I can't believe I'm actualy SIXTY-ONE either! Many thanks for the advice and consideration.