Alright, so I graduated June 10’ with a degree in finance from a decent college. I’ve only managed to work as a bank teller for about 6 months. I’ve recently just finished a 2nd interview with a company called Independent Capital Management in southern CA (http://www.icmfinancial.com/) From the other sources I’ve read and how the interview has gone, I believe I will be hired as a financial advisor. There is no salary and everything is based on commission. I have many questions. I’ve been told that I can look forward to an average 1st year salary of between $30K -$40K which quite frankly is only barely better than what I make now. My main concern is that I have no work experience in this field although my education is related to this field and I have sales experience. First, is that salary range fairly accurate? If this figure is accurate, how hard am I going to need to work for that? Are we talking about 50+ hours a week to get that? I am going to need to pay some upfront costs to get my licenses and thereafter some sort of monthly fee that comes out to about $300 a month. My main concern is how difficult is it going to be that first year getting referrals to conduct business? My fear is that who is going to want to give their money to some recent college graduate that has no experience? Granted I don’t have to mention those details but it’s bound to come up also considering my age since I’m only 23. Which leads me to age, being so young, is that going to hurt my chances for getting business? I’ve done some reading and it seems like some people are fortunate enough to receive some hand me outs from older pros in the office… not sure how common this is but in general what kind of atmosphere should I expect at work? Is it usually highly competitive and cutthroat or do people go about doing their own thing. I know this is a very general question but I’m just trying to get a sense here. At work right now, I have a very good working relationship with management and I strongly suspect I will be able to secure a better position paying around $40K but it will pretty much cap at around $50K max. I’m just not sure if the risk of a fully commissioned based position is worth the risk. Thanks for all the help.