I am researching going indy and I keep hearing how much time compliance takes and how I don't want to spend the time bothering with this (usually from people, like my existing bd or new ones that don't want to see me go indy). The truth is I have no idea how much time or headache compliance will be. I have done a ton of research in the past year and half and have calculated the cost of going indy (E&O, custodian fees, software, initial setup/registration etc) but want an honest answer of what I would be up against compliance wise. Outside of having all my advertising and correspondence approved and having an annual mock site audit, what else can I expect? Hoping someone can tell me if this talk of compliance is a scare tactic or if it is legitimate. Thanks in advance.