Alright, I've been planning and puzzling over this for months, and the final element in the equation is to decide:- quit EJ and post my license with an independent (80% split, both brokerage and RIA and ability to run a hedge fund) outfit of like minded repsor - continue my independent, non orthodox methods of investment advice (actually having a view on macro-economic issues and being willing to state them clearly to clients, daring to do my own stock research, and horror of horrors - believing it is sometimes indicated to take a profit on a bond sale instead of holding it to term) until such time as EJ throws me out on my ear, with corresponding negative impact on my future U4/U5 listings.I'd rather do the non-devious thing and just submit my resignation. Just not relishing the prospect to fight to lower the training reimbursement fees from the 70K that EJ claims it should be reimbursed in such cases. PS -> EJ had spent real training money, airline fares, and particularly start up costs to pay for an office assistant, minimum first year salary of around 24K , etc which they are entitled to recoup, I feel. However from that should be subtracted all profits I've generated for the company in the interim, which is not insignificant.So anybody been through this? I've been with EJ for 17 months now, so I'm not free from the 3 year term after which I can leave the company with no fees to pay? How much did EJ hit you for? Did you fight it legally? Or negotiate it privately? What about clients you brought to the company (not those inherited from other brokers) who want to follow you?Finally, if you do not solicit the client base, but those clients come to you, is it possible to take on those clients without opening up a huge legal battle?Finally, if I do have to pay full 70K, what is maximum they can zap my paycheck for each month? Is this a percentage of earnings? Surely it must be a percentage of earnings so one can support one's family.BTW, I don't really need to be told what's best financially. My earnings now are about $3k a month. My earnings in the new setup will be comparable - and probably a bit higher - even if I assume I only bring over "my" clients (20 out of about 200). But the real bonus is on the ways and means that I'll be able to run my business from there on in.Look forward to your comments.