Let me say at the outset that I"m not going to buy Gegelman's program. It is horribly expensive and from what I've read about his other program (the annual review thing) I'm not convinced that this new one is worth much.However, I am intrigued by the premise of it - having to do with capturing 403(b) rollovers because of a change in the regulations regarding 403(b) accounts that ostensibly has taken away a certain amount of control from the plan participant and has put that control in the hands of the plan administrator.The premise is that this issue of control of the account is potentially enough of a concern to open the door for participants or retirees to want to roll over their 403(b) accounts to an IRA. Does anyone have any familiarity with the regulations and changes (they supposedly took effect on 12/31/2009) that he is talking about? And if so, are the changes really enough to spur participants into considering a move? And are there any thoughts out there about how to tap this opportunity (assuming it really exists)?Thanks.