OK. This topic is a little tongue in cheek. But right now(and for some time) the jones inventory has been lousy. I tried to ask this question at our regional meeting(in a more acceptable manner) and got nothing. I don't see how we can solicit business using bonds at a premium price with small payouts. BG, are you around? You have had some great advice. How do you sell todays bonds to current clients who need income? And more importantly, how do you solicit prospects by phone with our current bond inventory?