I need some help and advice about my investment portfolio. I am not very savvy with the entire investment process, but always knew to invest in an IRA. My portfolio is a moderate growth.I am 43yo today.I graduated from college and began my career in 1990. In 1992, I began contributing into a traditional IRA with Morgan Stanley Dean Witter.The maximum allowable contribution back then was $2000.Every year I have been diligent in contributing into my IRA - always contributing the maximum. In 1998, the ROTH IRA was introduced and I moved my entire traditional over to the ROTH.From that point on, I only contribute the max into my Roth.In the meantime, I rollover my 401K to a traditional IRA account - about $50,000.In 2005, I moved my acct from MSDW to Janney Montgomery Scott.In 2007, I took out $39,000 from my Roth to purchase a house.This $39,000 was the money I put in - therefore no penalty.In 2010, I pulled my entire IRA net from Janney - I did not trust my stock broker.The total amount taken out was $128,000. I was dumbfounded.I contributed almost $100,000 into my IRA (contributions + 401K) and today it is worth this little.My stock broker basically made me $60-$70,000 in 20 years($128,000 + $39,000 = $167,000 - $100,000 = $67,000)My former stock broker blames the low amount due to the harsh economy.???????How can this be? 18 years with this one broker. Does this sound right to anyone??? Can this be due to the bad economy? This really smells!