I work for a broker dealer that is owned by a Life Insurance & Annuity company. I have been getting frustrated that I have to give the house half my commission when they aren't providing me with any benefits, administrative support, etc. Therefore, I had wondered if I could place my life insurance business independently outside of the company if it's fixed business. I had asked the compliance manager in my office, they told me that even if it's fixed, it would be considered selling away. However, I thought that only applied to variable business. Can someone help with this?