Insurance http://wealthmanagement.com/taxonomy/term/23781/more en Best Life/Health Study Material http://wealthmanagement.com/forums/insurance/best-lifehealth-study-material <div class="node-body forum-body"><p>I&#39;ve recently passed my Series 7 and 66 and I&#39;m looking for some good study material.&nbsp; I used Training Consultants for both of those and loved them after trying Kaplan at first on the Series 7.&nbsp; What&#39;s the best stuff for Life/Health?&nbsp; FYI I&#39;m in Indiana</p> </div><div class="og_rss_groups"></div> http://wealthmanagement.com/forums/insurance/best-lifehealth-study-material#comments Insurance Wed, 17 Sep 2014 23:19:21 +0000 657221 at http://wealthmanagement.com Life Insurance Question http://wealthmanagement.com/forums/insurance/life-insurance-question <div class="node-body forum-body"></div><div class="og_rss_groups"></div><p><a href="http://wealthmanagement.com/forums/insurance/life-insurance-question" target="_blank">read more</a></p> http://wealthmanagement.com/forums/insurance/life-insurance-question#comments Insurance life insurance selling away Sat, 05 Oct 2013 15:07:55 +0000 386522 at http://wealthmanagement.com help from a Mass Mutual agent http://wealthmanagement.com/forums/insurance/help-mass-mutual-agent <div class="node-body forum-body"><p>I'm helping a client out who has an existing Mass Mutual Whole life policy issued in the 90s. It's going to mature at age 100 and the owner will be issued a check. I've read this happens on all policies before 2007. Both fortunately and unfortunately, this is a great policy and the cost basis is low. This means she will receive a 1099 and will be taxed heavily on ordinary income above her basis. She has real concerns about living to 100.</p> <p>We're just in the early stages and I don't know if I would have an option to replace this, but just curious what could happen on the other side.</p> </div><div class="og_rss_groups"></div><p><a href="http://wealthmanagement.com/forums/insurance/help-mass-mutual-agent" target="_blank">read more</a></p> http://wealthmanagement.com/forums/insurance/help-mass-mutual-agent#comments Insurance Mon, 03 Jun 2013 04:49:23 +0000 300542 at http://wealthmanagement.com Health Insurance Referrals http://wealthmanagement.com/forums/insurance/health-insurance-referrals <div class="node-body forum-body"><p>Hey guys,</p> <p> Long time member but haven&#39;t posted anything in a long time.&nbsp; I&#39;m trying to expand my business to the health insurance realm and was trying to think of ways to get in front of people that will refer their health business to me for a split.&nbsp; I&#39;ve approached captive agencies like Allstate, etc but also wanted to expand to FAs.&nbsp; So my question is two fold.&nbsp; First who do you usually approach to get referrals, and secondly, if you are the one being approached, how do you decide if you will refer business to this person?&nbsp;</p> </div><div class="og_rss_groups"></div><p><a href="http://wealthmanagement.com/forums/insurance/health-insurance-referrals" target="_blank">read more</a></p> http://wealthmanagement.com/forums/insurance/health-insurance-referrals#comments Insurance Fri, 31 May 2013 20:50:51 +0000 300282 at http://wealthmanagement.com Insurance vs. Investment http://wealthmanagement.com/forums/insurance/insurance-vs-investment <div class="node-body forum-body"><p>Hey I just quit my job as an assistant to an FA (long story...)</p> <p> Was thinking of going into the insurance side, and then use it as a leverage to get in the training program of a canadian bank on the investment side.</p> <p> I talked to insurance agents at my old firm, commission seem to be comparable &nbsp;and the market larger yet it seems the investment side attracts far more applicants.&nbsp;</p> <p> So what made you choose insurance over invesment? &nbsp;Did anyone make the transition from insurance to getting investment-liscenced properly?</p> </div><div class="og_rss_groups"></div> http://wealthmanagement.com/forums/insurance/insurance-vs-investment#comments Insurance Thu, 23 May 2013 16:18:57 +0000 295302 at http://wealthmanagement.com VA Trails when changng B/Ds http://wealthmanagement.com/forums/insurance/va-trails-when-changng-bds <div class="node-body forum-body"><p>What happens to trails when you move from 1 B/D to another.&nbsp; The problem here is I&#39;ve annuitied a lot of&nbsp;my biz, but am exploring B/D options.&nbsp; If I took a lower payout upfront for a 1% annual trail, is that something that when I take over the contracts again&nbsp;for my client I will continue to get paid?&nbsp; Or is this the VA companies &quot;out&quot; on that deal?</p> <p> &nbsp;</p> <p> Thanks</p> </div><div class="og_rss_groups"></div> http://wealthmanagement.com/forums/insurance/va-trails-when-changng-bds#comments Insurance Tue, 14 Aug 2012 21:08:26 +0000 214541 at http://wealthmanagement.com 1035 exchange trades http://wealthmanagement.com/forums/insurance/1035-exchange-trades <div class="node-body forum-body"><p>Would you take this trade? &nbsp;will this pass the mustard with FINRA?</p> </div><div class="og_rss_groups"></div><p><a href="http://wealthmanagement.com/forums/insurance/1035-exchange-trades" target="_blank">read more</a></p> http://wealthmanagement.com/forums/insurance/1035-exchange-trades#comments Insurance 1035 Mon, 13 Aug 2012 20:52:11 +0000 214261 at http://wealthmanagement.com The Universal Life vs. Annuity Debate http://wealthmanagement.com/forums/insurance/universal-life-vs-annuity-debate <div class="node-body forum-body"><p>I'm hoping to get a lively debate going here. Some agents sell Index Universal Life and LOVE IT, but some say the cost of insurance can be too high. I'm not talking about some small fees. I'm talking about if a person is older or in bad health, almost every dime they put into the policy can go towards the actuall expense of receiving that $500,000 death benefit one day. Many sell the I.U.L. as an investment, which of course is illegal. It IS death benefit insurance first. So WHY do some many agents sell the I.U.L. to persons who want to save for retirement?</p> </div><div class="og_rss_groups"></div><p><a href="http://wealthmanagement.com/forums/insurance/universal-life-vs-annuity-debate" target="_blank">read more</a></p> http://wealthmanagement.com/forums/insurance/universal-life-vs-annuity-debate#comments Insurance Wed, 18 Jul 2012 03:30:35 +0000 210971 at http://wealthmanagement.com Variable Products - Insurance Exam http://wealthmanagement.com/forums/insurance/variable-products-insurance-exam <div class="node-body forum-body"><p>I recently passed the S7 and S66 and had my Life insurance license prior to the security exams. I attempted to sell a variable annuity only to find out from the licensing department I need to take the variable insurance exam. I have been unable to find a company that has a question bank for the variable products insurance exam. Does anybody have any idea where I can get this? I have looked into Kaplan and they only have the L&amp;AS that includes variable questions.</p> </div><div class="og_rss_groups"></div> http://wealthmanagement.com/forums/insurance/variable-products-insurance-exam#comments Insurance Thu, 05 Jul 2012 13:16:47 +0000 150551 at http://wealthmanagement.com Professional Indemnity Insurance http://wealthmanagement.com/forums/insurance/professional-indemnity-insurance <div class="node-body forum-body"><p>I am Peter from Melbourne, I would like to discuss PI insurance as an intern of a global insurance company it is very beneficial for me to have an onlin community related to my field of work. Discussion should involve the nature and creiteria of PI insurance as well as frauds and unethical implications.</p> <p> &nbsp;</p> </div><div class="og_rss_groups"></div> http://wealthmanagement.com/forums/insurance/professional-indemnity-insurance#comments Insurance Wed, 06 Jun 2012 11:06:04 +0000 147921 at http://wealthmanagement.com