Does anyone still use these? I never did, but am looking for ideas for a client that is not a candidate for variable annuities. I'm not excited with our current structured note line-up, so I'm grasping for ideas for someone who needs principal protection, but wants some equity market participation. Used to be that I could find index CDs, but unless I'm missing something, I'm not seeing just the plain old vanilla S&P linked CDs anymore. Anyone got any suggestions?