Many long-term care (LTC) insurance carriers are facing an avalanche of lawsuits from disgruntled policyholders,1 some involving policies more than two decades old. Given the number of policies sold, increased life expectancies, and the inevitable aging of Baby Boomers, expect more to come. A number of factors is likely causing this increase in LTC lawsuits. The popularity and sales of LTC policies has risen significantly since the 1980s. The first individual policies for LTC insurance were ...

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