Mark Miller

Mark Miller is a jouranlist and author who writes about trends in retirement and aging. He is a columnist for Reuters and also contributes to Morningstar and the AARP magazine. Mark is the author of The Hard Times Guide to Retirement Security: Practical Strategies for Money, Work and Living. He edits RetirementRevised.com.

Articles by Mark Miller
The Voice of Reason for Jittery Employers
A growing number of employers are worried that their workers won’t be prepared to retire. For advisors who consult with workplace plans, the heat is on.
How to Fight Age Discrimination 
Older Americans are being urged to repair their retirements by working longer. But it's difficult to do in a tough economy, and one cause is illegal age discrimination by employers.
Generational Dependence: Helping Clients Cope 
A growing number of families are supporting both adult children and aging parents—forcing financial advisors to rewrite their clients’ playbook. Here’s how.
Retirement and Health Care: Bad Rx
You and your clients are likely underestimating how much will be spent on health care during retirement. Here’s how to predict the costs.
Testing Two Retirement “Truisms”
The consequences of living longer and a fragile social security system on real world retirement plans are more significant than you think.
What’s a Safe Withdrawal Rate in Retirement? 
What’s a safe withdrawal rate in retirement? For years, the rule-of-thumb answer has been 4 percent, adjusted annually for inflation. But a growing number of financial planning experts are re-thinking that number.
Here Come the Boomer Biz Owners
There are 12 million baby boomer business owners, and they’re about to retire. Trillions of dollars may be on the table for advisors able to help them transition.
How Much Insurance Do Retirees Need?
Usually more than they have now. Under-insurance is an especially acute problem with retired and pre-retirement clients.
Planners Now Regard Affluent Gay and Lesbian Clients as an Important Growth Market But It’s a Time of Rapid Change.
Financial planners see affluent gay and lesbian clients as an important growth market. But the LGBT community faces unique financial planning challenges – and the ground is shifting rapidly, especially where same-sex couples are concerned.
Lawsuit Settlement Is a Game-Changer for Long-Term Care Coverage
Medicare recipients will find it easier to get coverage.
Playing Health Insurance Roulette
Most seniors will likely need some long-term care at some point. Here’s how to plan for that.
Helping Clients with Medicare Plan Shopping - a Missed Opportunity for Many Advisors
Are you gearing up to help your retired clients with the annual autumn chore of shopping Medicare plans?
Advisors, plan sponsors falling short on Social Security advice
Most Americans need help when it comes to understanding how to get the most out of their Social Security benefits. But a new study shows that financial advisors aren't very knowledgeable about the ins and outs of the program, either.
Reverse Mortgage Madness
Tapping home equity looks tempting for retired clients, but don't bet the house on it.
Should Your Retiree Take the Lump Sum? Or Go with a “Pension Annuity?”
Leon LaBrecque is one busy financial planner; meeting non-stop this summer with retirees from Ford Motor Co. and General Motors to help guide them through one of the most important financial decisions of their lives: whether to accept a lump sum buyout of their pensions.
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I'm at EJ now in my 3rd year.  I'm in a difficult market for EJ and I'm a true scratch starter.  I'm above expectations, but getting tired of hunting money.  I'm considering going to work at Wells Fargo, who has a huge presence in my town.  The postion would be a bank advisor (WBS) and to me this sounds like a "piece of cake" after being at EJ.  Am I clueless or is the grass really greener?  If you're at WF or at another bank, please give me your thoughts. ...More

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Jun. 18, 2013
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Not So Fast: Congressional Letter Could Put a Kink in DOL’s Proposal

Thirty-two members of Congress from minority caucuses have sent a letter to the Department of Labor, arguing that the agency's fiduciary proposal could disadvantage their constituents and limit minority access to financial advisors....More
Jun. 18, 2013
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Death of the Small Broker-Dealer

Over the past decade, a tremendous amount of pressure has been laid on the shoulders of the small broker-dealers of the securities industry. Like the iconic Willy Loman in Arthur Miller’s Death of a Salesman, these small and/or independent brokerages are allotted a significantly shorter leash than they have been in years past......More

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